Chad Tourin, JD, CPA**
President of Coastal Wealth Private Client Group, a Division of Coastal Wealth
Private Client Goup
Advanced Strategies for High-Net-Worth Families and Business Owners
Chad Tourin is President of the Private Client Group division of Coastal Wealth, a MassMutual firm.
As a former practicing CPA and attorney, Chad brings a wealth of knowledge to his financial planning practice, where he specializes in working with business owners and high net worth individuals. Chad develops customized strategies for the advanced planning needs of his clients and has extensive experience in asset protection, buy-sell and, exit planning, wealth management, executive benefits, legacy planning, and premium financing.
Since joining Coastal Wealth in 2018, Chad has perennially ranked amongst the top financial professionals in the country, most recently being recognized for his sales achievements as 2020’s Advisor of the Year for Coastal Wealth. Nationally, he qualified for Blue Chip Council in 2019 and 2020 and became a member of Society 1851 in 2019 and 2020 or being recognized as one of the top 250financial professionals at Massachusetts Mutual Life Insurance Company (MassMutual). Chad has also been published on various media outlets such as US News & Report, Yahoo Finance, Voyage MIA, and is regularly asked to provide commentary on the Mass Mutual blog.
Serving the organization and the community is a passion of Chad’s, particularly when it comes to providing financial education to underserved demographics. Chad is a regularly invited to speak at graduate-level programs, most notably as the financial resource to several programs at NovaSoutheastern University, where he educates the students on financial strategies to get their careers off to a fast start. He also regularly conducts workshops throughout the community, including interactive“Money Skills” events for young children to promote financial literacy in the youth.
Chad also helped form and serve on the Board of Directors for Team Henry and The Tooth Healer For Children Around the World, not for profits with the similar missions of improving the health and well-being of children. He is also actively involved at his synagogue, Temple Dor Dorim in Weston, FL.
Chad graduated the University of Florida in 2007 with a Bachelor’s and Master’s degree in accounting and obtained his CPA* license in 2008. He later went on to attend Florida International UniversityCollege of Law and in 2013 became a member of the Florida Bar. Chad lives in Weston with his wife, Katie, and daughters, Olivia and Hannah. In his free time, he enjoys spending time with his family, golfing, traveling, playing flag football, and watching his New York sports teams.
Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and are not subsidiaries of MassMutual or its affiliated companies. Chad Tourin is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC.www.sipc.org.. 1000 Corporate Drive, Suite 700, Fort Lauderdale, FL 33334. (954) 938-8800 *Licensed but not practicing on behalf of MassMutual, MML Investors Services, LLC. CRN202407-562353
* Licensed but not practicing on behalf of MassMutual or MML Investors Services, LLC.
Career Snapshot
President, Private Client Group
– Coastal Wealth (2018–Present)
Former CPA* and attorney
Board Member
– Team Henry & The Tooth Healer for Children Around the World
Bachelor’s & Master’s in Accounting
– University of Florida (2007)
Advisor of the Year
– Coastal Wealth (2020)
Blue Chip Council
– MassMutual (2019, 2020)
Society 1851
– MassMutual (Top 250 advisors nationally)
Featured in US News & World Report
Yahoo Finance, Voyage MIA
Media Gallery.
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My Approach
Knowledge is the key to a successful financial future. My background, experience, and commitment to providing you with the resources you need to make financial decisions can help make your financial future as successful as you need it to be. I pride myself in getting to know each client so that I can understand their individual needs and what matters most to them.
This helps me recommend products and strategies designed to meet your current needs, and more importantly, your future needs.
My goal is to provide holistic, comprehensive financial services to individuals and businesses. I can help you make good financial decisions seeking to help avoid potential issues by providing you with superior client service focused on tailored, objective financial strategies, to help you reach your goals.
Our Six
Step Process
Six clear steps. One powerful strategy for your financial future.
Identify
your unique situation
and goal.
Gather Information
to prepare your strategy.
Managed
Analyze
your current portfolio to identify any gaps that may exist.
Present Strategy
review your goals and discuss recommended strateties
Review
strategies in place so you can make informed decisions & meet goals
Impliment
strategies to help you achieve financial freedom.
Solutions That Have Impact
Achieving your financial goals takes patience to create the kind of possibilities that money can buy. Whether you’re saving for a home, a college education, a dream project, or preparing for retirement, having a trusted financial professional can support and guide you to make solid decisions that can turn life goals into reality.
Personal Solution
Protection
- Life Insurance
- Disability
- Income Insurance
- Long Term Care
- Medical | Health | Dental
Retirement
Services
- 401(k)
- 403(b)
- 457(b)
- IRAs
- Roth IRA
- Defined Benefit Plans
Investment Products Services
- Annuities (Fixed & Variable)
- Brokerage
Investments
Estate Planning
- Tax Efficiency Strategies
- Charitable Giving
Business Solutions
Smart solutions for succession, compensation, and employee benefits. Helping businesses protect what they’ve built and plan what’s next.
Succession
- Buy-sell protection
- Key person coverage
- Buy-out funding
Qualified Plans
- 401(k)
- Simple/SEP IRAs
- Defined Benefit Plans
Non-Qualified
Plans
- Executive Bonus
- Deferred Compensation
- Split Dollar
Group Benefits
- Health Savings Account
- Dental Insurance
- Vision Insurance
- Life Insurance
- Long Term Care
- Disability Insurance
Disclosure:
CA Insurance License # 0I47636 | State of Domicile: FL
AZ Insurance License # 57336 | State of Domicile: FL
I am licensed to sell insurance in: AL, AZ, CA, FL, GA, ID, IL, IN, KY, ME, MD, MA, MI, NY, NC, OH, PA, SC, TN, TX, VA, WV, and WI.
*Not all representatives can offer all services listed. Please consult our office for full details. Health & dental insurance offered by unaffiliated insurers. Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, and are not subsidiaries of MassMutual or its affiliated companies.crn202408-949479
PLANNING SOLUTIONS GROUP
Anh Nguyen, CFA®, CFP®, MBA
Investment Director | Financial Planning | Investment Advisor Representative
A Complete Wealth Strategy, Built Layer by Layer
Your financial life is interconnected. Our approach stacks six essential planning areas, from day-to-day cash flow to long-term legacy, into one integrated strategy.
Your Financial Foundation
Understand where you are today so you can build with clarity tomorrow.
Budgeting & Cash Flow
- Cash flow review and budgeting strategies
- Emergency reserve planning vs. deductible needs
- Optimized savings vehicle selection
Debt & Credit Strategy
- Debt management recommendations
- Exploration of personal or business lines of credit
Net Worth & Asset Positioning
- Balance sheet and net worth analysis
- Real estate or business sale strategy and calculations
Life Events & Legacy Planning
- Life event financial planning (marriage, children, divorce, relocation)
- Inheritance scenario planning
Protecting What Matters
Build a smart, personalized protection strategy for your family, business, and lifestyle.
Personal & Property Protection
- Home, auto, and business insurance review
- Umbrella liability policy guidance
- Business liability insurance planning
Life & Income Protection
- Life insurance needs analysis and product education
- Tax-efficient permanent life strategies (IRS Code 7702)
- Income protection and disability coverage
Long-Term & Specialized Planning
- Long-term care solutions
- Planning for dependents with special needs
Building and Growing Wealth
Align your investment strategy with your goals, values, and risk preferences.
Strategy & Goal Alignment
- Financial goal-setting and timeline planning
- Risk tolerance review and portfolio recommendations
- Market behavior coaching and timing discipline
Portfolio Design & Optimization
- Portfolio design and asset allocation
- Cost basis and fee drag analysis
- Investment diversification across classes, types, and geographies
- Guaranteed, growth, speculative, and hybrid investment guidance
Specialized & Tax-Advantaged Planning
- Education savings strategies
- Employer-sponsored plan optimization
- Investment planning for business owners
Strategic Tax Planning
Proactively manage tax exposure now and in the future.Services:
- Capital gains and tax-loss harvesting strategy
- Tax diversification planning: taxable, tax-deferred, tax-advantaged
- Business owner tax strategies and qualified plan selection
- Deduction maximization
- Tax minimization strategies
- Future tax projection and withdrawal planning
- Advanced ownership and structuring techniques
Retirement Income & Longevity Planning
Retirement Readiness
- Target retirement date and income needs planning
- Safe withdrawal rate and longevity risk review
- Required minimum distribution (RMD) education
Tax-Efficient Income Strategy
- Optimal account drawdown sequences
- Roth conversion and backdoor Roth strategies
Government & Pension Benefits
- Social Security benefit timing
- Pension maximization analysis
Health &
Legacy
- Guaranteed income products and annuity strategies
- Long-term care planning in retirement
- Business exit or succession planning
Legacy & Estate Planning
Transfer wealth on your terms, with structure, clarity, and care.
Structuring
the Estate
- Estate balancing and asset titling strategy
- Trust education and coordination (revocable, irrevocable, living)
- Power of attorney, healthcare directive, and essential document review
Planning
the Transfer
- Multi-generational wealth transfer strategy
- Beneficiary designation audit
- Estate tax funding solutions
Giving
with Purpose
- Charitable giving and tax-efficient gifting
Explore Sample Strategies & Insights
Review the sample PDFs below to see the types of strategies, insights, and solutions we deliver to our clients. These examples highlight our approach to planning, protection, and long-term wealth management.
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